The LaMar Agency
The LaMar Agency
Licensed Insurance Professional
Serving 22 States

Samuel LaMar
Insurance Expert

Fast quotes. Expert guidance. Real protection for what matters most. Get personalized coverage from a licensed professional who puts your family first.

11-15 Years Experience
22 States Licensed
Samuel LaMar
Samuel LaMar
Life Insurance • Health Insurance • Auto Insurance • Home Insurance • Commercial Insurance Specialist
✓ Licensed & Verified
11-15
Yrs Exp.
22
States
★ 5.0
Rating
(256) 627-2591
slamar93@gmail.com
1590 Lee St, Rogersville, AL 35652
NPN: 17858494
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Licensed & verified professional

A-Rated Carrier Network
Free No-Obligation Quotes
Fast Response & Personal Service
Trusted by Industry Leaders

Partnering with A-rated carriers to deliver dependable coverage and peace of mind.

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Comprehensive Protection for Your Family

Tailored insurance designed to protect the people and things that matter most to you.

Life Insurance

Income Replacement

Ensure your family can maintain their lifestyle and cover expenses if the unexpected happens.

Final Expense Coverage

Handle funeral costs and final bills without burdening your loved ones financially.

Legacy Protection

Support education, pay off debts, and leave a financial legacy for future generations.

Health Insurance

Comprehensive Care

Access to preventive care, specialists, and prescriptions at affordable rates.

Emergency Protection

Financial protection against unexpected emergencies and hospital stays.

Prescription Coverage

Affordable access to medications and ongoing treatment for chronic conditions.

Auto Insurance

Vehicle Protection

Coverage for repairs, replacement, and protection against theft or weather damage.

Liability Coverage

Legal protection if you're responsible for injuries or damages in an accident.

Roadside Assistance

24/7 support for towing, jump-starts, flat tires, and emergencies on the road.

Home Insurance

Property Protection

Safeguard your home's structure against fire, wind, hail, and other perils.

Personal Belongings

Replace furniture, electronics, and valuables if stolen or damaged.

Liability Shield

Protection if someone is injured on your property or you damage others' property.

Commercial Insurance

Business Assets

Protect commercial property, equipment, and operations from unexpected risk.

Professional Liability

Coverage for errors, omissions, or mistakes that could lead to costly lawsuits.

Employee Protection

Workers' comp and liability coverage to protect your workforce and your business.

Insurance FAQ

Answers to the questions clients ask me most often.

Life Insurance
The general rule is 10–15 times your annual income, but your specific needs depend on your debts, dependents, and goals. I'll help you calculate the exact amount based on your mortgage, children's education, and your family's lifestyle.
Yes — many carriers now offer simplified issue and guaranteed acceptance policies. Depending on your age, health, and coverage amount, you may qualify for instant approval with just a few health questions.
Term life is ideal for temporary needs like protecting a mortgage or young children — it costs less. Whole life provides permanent protection with cash value growth, perfect for estate planning or lifetime coverage needs.
Health Insurance
HMO plans typically cost less but require a primary care physician and referrals for specialists. PPO plans offer more flexibility to see any doctor without referrals, but usually carry higher premiums and deductibles.
Your deductible is what you pay before insurance coverage kicks in. Your out-of-pocket maximum is the most you'll pay in a year for covered services — after that, your insurer covers 100% of covered costs for the rest of the year.
Auto Insurance
Your rates are influenced by your driving record, age, vehicle type, location, credit score, and coverage choices. Safe drivers with good credit typically qualify for better rates. I can help you find available discounts.
If you have a car loan or lease, lenders typically require full coverage. For paid-off vehicles, consider the car's value vs. the premium cost. Full coverage protects your investment; liability-only covers damages you cause to others.
Home Insurance
Standard policies cover your home's structure, personal belongings, liability for accidents on your property, and additional living expenses if your home becomes uninhabitable. Flood and earthquake coverage typically require separate policies.
Premiums are based on your home's rebuild cost, location, age, construction type, claims history, and chosen coverage limits. Your credit score and proximity to a fire station can also affect your rate.
Commercial Insurance
Most businesses need at minimum a Business Owner's Policy (BOP), which bundles general liability and property insurance. Depending on your industry, you may also need workers' compensation, professional liability, or commercial auto coverage.
General liability covers bodily injury and property damage caused by your business operations. Professional liability (E&O) covers claims arising from professional mistakes, errors, or negligence in the services you provide.